为家族守望长线Keeping the Long View for Your Family
为华人高净值家庭，统筹投资、教育、税务与移民、信托与法律、家庭保障与医疗，让家族的每一个重要决定，都围绕同一份蓝图。For Chinese families with significant wealth in the U.S. — coordinating investments, education, tax and immigration, trusts and legal, family protection and healthcare around one shared blueprint.
预约一次初步交流Request an Introductory Conversation一代人的财富，正在走向下一代A generation of wealth is passing to the next
财富的创造并不容易，让它跨越代际、跨越国界、跨越税制，同样需要长期的耐心与周全的安排。Creating wealth is hard. Carrying it across generations, borders and tax systems takes patience and careful planning.
资料来源：UBS Global Wealth Report 2025；Cerulli Associates, 2024。数据为机构预测，仅供参考。Sources: UBS Global Wealth Report 2025; Cerulli Associates, 2024. Figures are third-party projections, for general reference only.
目标先于产品Goals before products
可投资的渠道和工具越来越多，难的不是找到产品，而是知道什么适合这个家庭、什么不适合，以及风险如何控制。我们先与家族对齐目标，再决定配置与工具。There is no shortage of things to invest in. The hard part is knowing what fits a particular family, what does not, and how risk is managed. We align on goals first, then decide allocation and tools.
一份共同的蓝图One shared blueprint
把家族的目标、时间表与约束写在同一份计划里，所有专业人士都按它协同。Goals, timelines and constraints in one plan, so every professional works from the same page.
税后回报与流动性After-tax return and liquidity
以税后、可变现为前提看待每一项配置，而不只看账面收益。Every allocation is judged after tax and by how readily it can be liquidated, not by headline return alone.
为传承做准备Built for succession
从信托结构到下一代的教育与成长，提前安排，而不是事后补救。From trust structures to the next generation's education and growth — arranged ahead of time, not repaired afterward.
一站式统筹，六个领域One coordinated team across six areas
我们不是单一产品的提供者，而是家族的统筹者。每一个领域，都由资深的专业人士负责，由我们甄选、做背景与尽职调查，并统筹到同一份计划中。We are not a single-product provider. We coordinate. Each area is led by experienced professionals whom we select, vet and bring into one plan — saving your family the time of interviewing specialists one by one.
- 资深、持牌的专业人士Seasoned, licensed professionals每个领域的负责人，均具备深厚的行业经验。Each area is led by someone with deep industry experience.
- 背景调查与尽职调查Background checks and due diligence我们替家族做选择前的功课，省去反复面谈与试错。We do the homework before you choose, so you avoid repeated interviews and trial and error.
- 统一统筹Single point of coordination专业意见彼此衔接，避免各说各话。Advice that fits together rather than pulling in different directions.
投资规划与资产配置Investment planning
二级市场、风险投资、私募股权、对冲基金Public markets, venture capital, private equity, hedge funds
教育与升学Education
择校与升学、教育规划、职业与创业School and college planning, education strategy, career and entrepreneurship
税务与移民Tax and immigration
中美税务、移民身份、跨境合规U.S.–China tax, immigration status, cross-border compliance
信托与法律Trusts and legal
可撤销信托、不可撤销信托、婚姻与家事法Revocable and irrevocable trusts, marital and family law
家庭保障Family protection
人寿保险、长期护理Life insurance, long-term care
医疗与健康Healthcare
依托深度合作的顶级医疗专家网络，协调跨境就医Coordinated cross-border care through a closely partnered network of leading medical specialists
我们与家族合作的原则How we work with families
Xinghua Chen, CFA, MBA
Longvelle 创始人。早年任职于华尔街买方机构，从事全球宏观股票研究；此后创办 Maccabee Coaching，十余年来陪伴华人家庭做教育规划。她把投资研究的纪律，与对家庭长期成长的理解结合在一起，为家族统筹长期的财富与下一代的未来。Founder of Longvelle. She began her career on Wall Street in buy-side global macro equity research, then founded Maccabee Coaching, where she has advised Chinese families on education planning for over a decade. She brings investment-research discipline together with an understanding of how families grow over the long run, to coordinate lasting wealth and the next generation's future.
如何开始How to begin
初步交流Introductory conversation
了解家族的情况与关切，判断我们是否合适。不收费，也没有义务。We learn about your family and concerns and see whether we are a fit. No charge, no obligation.
共同制定蓝图Build the blueprint together
明确目标、时间表与约束，并匹配合适的专业人士。We define goals, timelines and constraints, and match the right professionals.
统筹执行与定期回顾Coordinate and review
推动各项安排落地，并随家庭情况变化定期调整。We carry arrangements through and revisit them as your family's circumstances change.
从一次安静的交流开始Begin with a quiet conversation
请来信简要介绍您的家庭与想了解的方向，我们会在两个工作日内回复，所有信息严格保密。Write to us with a brief note about your family and what you would like to explore. We reply within two business days and keep everything confidential.
hello@longvelle.com12 East 49th Street, 18th Floor, New York, NY 10017